Zero Debt by Neeraj Deginal:Book Review

Zero Debt by Neeraj Deginal:Book Review
Zero Debt by Neeraj Deginal:Book Review

Diwali brings light into your home.It is also very auspicious to start something new be it habit or investments.

When we declutter our homes from unnecessary items, we rid ourselves of financial insecurity. You invite Goddess Laxmi into your home by not only words but by deeds and she stays.
But if you buy expensive home decor and unnecessary appliances om EMI (zero interest or not) you live out of your own means.The more things you buy on credit, the more stress you have whether you admit or not.
Neeraj Deginal wrote a book which many will identify with.

Wisdom from the book Zero Debt: What I liked

When your life becomes a series of EMI and credit card bills, its time to reassess.Are you building a better future sacrificing your health and happiness today?
  • How is this future be if you can’t enjoy it?
  • The things which you buy on credit you don’t own
  • Depreciating assets bought on exorbitant interest is another no no.
  • Plan your finances
  • Save more
  • Freelance and earn more.

The book

Genre: Nonfiction
Self help
The book is written in a simple language and easy to read.
Zero Debt
by
Neeraj Deginal

Zero Debt by Neeraj Deginal Book Review

In the first part of the book, the author tells us about the life he led.His challenges and mistakes.The pitfalls and the help he received.

Then he takes us step by step through the plan by which he gradually reclaimed his life.The life which he almost forgot to live under the burden of financial stress and strain.

In the last part, he gives the reader 10 steps to simplify life.Interestingly the author in the first step  asks you to consider getting rid of social media from your life!

What I liked:

Simple easy to read style.The author has made the book copyright free .That means you can share as much as you want and help more people.That’s a lovely gesture.

3 messages from the book  which needs a shout out :

Health is your true wealth.This I  believe in too.

I also liked how he has stressed about living a debt-freee life.Highly recommended.

Creating passive income is another very important lesson.The question is how.

What could be better?

While I appreciate the honesty of the author, the most important step by which he was able to get rid of debt from his life may not be possible for many.How did he do it?Read the book to know exactly how !


Book Blurb

Zero Debt has all the ingredients of Becoming Debt-free, Financial Freedom, Passive Income, Minimalism, and Healthy Lifestyle. It feels so good being debt free!

Do you have credit card(s)?
Do you have personal loan(s)?
Do you have home or real estate loan(s)?
Do you have business loan(s)?
Are you deep in debt giving you sleepless night?
Congratulations, you will be happy to know that you are not the only one in this situation.

Have you made up your mind to battle out these challenges?
Do you want to be debt-free, do you want financial freedom?
Do you want to lead a healthy and happy lifestyle?

If yes, then this book is exactly for you. In his book “Zero Debt: Break the Debt Cycle and Reclaim Your Life”  the author narrates a true-life story.


About the author:

Neeraj Deginal – Author, Trader, IT (Information Technology) Consultant, Minimalist and a Life Enthusiast!

Neeraj is a passionate person with a never say die attitude. After freeing himself from his debts, he wanted  to share his experience,that’s how his book Zero Debts – Break the Debt Cycle and Re-Claim Your Life was born.After becoming debt-free, he quit his full-time job to become a part-time IT Consultant. Neeraj lives in a rented house with his wife and daughters; his parents, elder brother and family living next door. He follows minimalism (has limited pairs of clothes and stuff – donated the rest) and likes to keep things simple.He is vegetarian, likes to eat healthy food and exercise to keep himself fit. When he is not working, he likes to spend time with family & friends, reading books, traveling and for community services.Neeraj is a Trader (stock market) as well, his newfound love and passion.

Disclosure: I received a complimentary copy of the book.The review opinions are strictly mine and are in no way influenced.

Affiliate Disclaimer: There are affiliate links in the following part of the post.That means by clicking on the link and buying something I earn a small commission.This in no way affects the price which you buy at.In case you do buy using my link, send me an email at dramrita@healthwealthbridge.com  with the Amazon receipt and you may get a lovely surprise.Read my full disclaimer here.


Buy the book here 


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By Dr.Amrita Basu(MBBS,MS)

I am an ENT surgeon by profession, previously working at a Medical college. I believe the Internet is God's way of providing health and wealth information for all. The important thing is to find the right information.

29 comments

  1. This is different from what I usually read, but such topic leave you thinking that yes – certain things & knowledge are most important in life.
    Useful read. Thanks for sharing.

  2. This sounds really interesting… though I m more into self helps, definitely tempted to pick this

  3. One should know how to manage the finances and I think this is must read books for present generation.Thanks for sharing

  4. The secret message hidden in the book is to learn from your mistakes. Then only we can have a better future. The book look like a nice read. Thank you for the review ????

  5. I totally agree with the three points you gave a shout about. Though we al strive to be debt free but most are caught in the vicious circle for major part of lives.

  6. Thanks for lovely post, very informative and I loved ur review, we all need a debt free life be it money or any thing else

  7. This book sounds like must read for everyone. The experiences and mistakes that author shares from his own life can be a big lesson and message for many. I will definitely read this one.

  8. I completely agree to the views by the author.. this looks like a great book to give ourselves a reality check.. will get this!

  9. This book sounds to be for all from this generation who many a times shop for the heck of shopping and lands in big debt. Very true you don’t own things you bought on credit.

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