#MondayMommyMoment 38:Shopping on a Budget & Saving Money

MondayMommyMoments 38
MondayMommyMoments 38

The best way to shop is when it’s a challenge and when it’s with friends.I avoid the jostling crowds that shop with religious fervor.With a kid in tow and hubby looking progressively mutinous , shopping for me is best done in the comfort of my home, online.

The immense amount of stuff that keeps accumulating with a child growing up, has made me a careful shopper.I buy after making a list.Window shopping online can be even more dangerous than in shopping malls.The websites will then keep on sending you emails with various price versions and you will be seeing that same product everywhere(called retargeting), till you give in and buy.

I have short to-dos when I go buying

  • I make a list of what I want to buy.I am a list person.I have lists for everything.There’s a deep-rooted  pleasure in checking ut something on a list, with a red pen is
  • Keep an approximate budget.Buying and being guilty about it spoils the fun.
  • I check my home for similar items(happens for clothes, mostly) and think about why I want to buy.This I do because I love shopping and hate the process of finding a place to squeeze in the new purchases.It’s a dream that one day all the stuff will magically fit in.That’s why I always declutter before going shopping.Online or offline.

Disclaimer: There are affiliate links in the following part.This means if you click on a link and buy something I will make a small commission, which in no way affects the price you pay to buy it.Your help is the best way to support this website.Read my full disclaimer.

Shopping on a Budget and making money :3 steps

1)I keep a watch out for the heavily discounted sales on Amazon.Check out my curated list of Amazon sale seasons.The last 5 years of my experience with Amazon has shown they have the least price across all categories.The Great Indian Shopping  Festival is coming up on the 21st.It will be running until the 24th.Make a list and shop smart. Get my list of must buy books to do more here.

2)I use  Amazon Prime.

3)I have a Cashkaro account.How does Cashkaro work?

It’s pretty simple.

  • Make your own account.
  • Search for your product.
  • Find the list of sites with best deals.
  • Shop at the online portal which you love and money will be credited to your account as NEFT in the bank/Amazon vouchers/Flipkart vouchers.
    Check it out here.
Cashkaro : What you need to do
Cahkaro : Get real cash
Cashkaro:How can Cashkaro give you cash back?

Did you know the cash gets tracked to your account within 72 hours?Cashback generally gets confirmed
within 4-12 weeks and you get paid.This waiting time was the biggest con for me .

They are responsive to Twitter messages and have an easily navigable site.

Cashkaro :Show this to your hubby when you shop online next time

Durga Pujo is for worship and the prepujo days are for shopping!Shop smart and shop carefully.Money saved is money earned.Buy things which you need.

Warning from an ex-shopaholic

  • Avoid buying plastic and non-ecofriendly products
  • Do not buy makeup in bulk.They expire soon and are harmful when used beyond expiry date.
  • Invest in quality accessories and clothes which are classics.
  • Make it a game with a friend.The best deals you can find and on a budget.

Share with me on Twitter , by tagging me.I would love to know what you shopped for.Writing this for #MondayMommyoments.


MondayMommyMoments prompt 38

 

Share with us your mommy tips about shopping on a budget

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Disclosure: If you decide to buy or make a purchase, please do so after carefully reading the terms and conditions of the portals mentioned.This is my personal experience with these sites.Read my full disclosure here.

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By Dr.Amrita Basu(MBBS,MS)

I am an ENT surgeon by profession, previously working at a Medical college. I believe the Internet is God's way of providing health and wealth information for all. The important thing is to find the right information.

34 comments

  1. Yes I do personally have a few hats that I follow to save money and there’s nothing wrong and always running on a budget

  2. I am guilty of spending above the budget and then feeling bad about that many times, hence now I prioritize, Plan and spend consciously. Lovely post here Amrita with amazing tips to check out from offers.

  3. Very interesting and useful post. I also make a list of groceries items first and then go for shopping but still I used to buy lot of thing which are not in my list. That’s y online shopping is now easy and under budget for me. Most of the time I do shopping online.

  4. I love buying online indeed get some cracking deals and saves lot of money. Yes like you said we have to avoid buying makeup online as they are non returnable

  5. Online Shopping is so convenient & time saver.. I’m glad we can shop anything from any part of the world. Thanks for sharing detail post

  6. Thanks for bringing the concept and working method of Cashkaro. I was aware about it but did not know so many details of how it worked. Loved your tips for saving money.

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