Diwali brings light into your home.It is also very auspicious to start something new be it habit or investments.
Wisdom from the book Zero Debt: What I liked
- How is this future be if you can’t enjoy it?
- The things which you buy on credit you don’t own
- Depreciating assets bought on exorbitant interest is another no no.
- Plan your finances
- Save more
- Freelance and earn more.
Zero Debt by Neeraj Deginal Book Review
In the first part of the book, the author tells us about the life he led.His challenges and mistakes.The pitfalls and the help he received.
Then he takes us step by step through the plan by which he gradually reclaimed his life.The life which he almost forgot to live under the burden of financial stress and strain.
In the last part, he gives the reader 10 steps to simplify life.Interestingly the author in the first step asks you to consider getting rid of social media from your life!
What I liked:
Simple easy to read style.The author has made the book copyright free .That means you can share as much as you want and help more people.That’s a lovely gesture.
3 messages from the book which needs a shout out :
Health is your true wealth.This I believe in too.
I also liked how he has stressed about living a debt-freee life.Highly recommended.
Creating passive income is another very important lesson.The question is how.
What could be better?
While I appreciate the honesty of the author, the most important step by which he was able to get rid of debt from his life may not be possible for many.How did he do it?Read the book to know exactly how !
Zero Debt has all the ingredients of Becoming Debt-free, Financial Freedom, Passive Income, Minimalism, and Healthy Lifestyle. It feels so good being debt free!
Do you have credit card(s)?
Do you have personal loan(s)?
Do you have home or real estate loan(s)?
Do you have business loan(s)?
Are you deep in debt giving you sleepless night?
Congratulations, you will be happy to know that you are not the only one in this situation.
Have you made up your mind to battle out these challenges?
Do you want to be debt-free, do you want financial freedom?
Do you want to lead a healthy and happy lifestyle?
If yes, then this book is exactly for you. In his book “Zero Debt: Break the Debt Cycle and Reclaim Your Life” the author narrates a true-life story.
About the author:
Neeraj Deginal – Author, Trader, IT (Information Technology) Consultant, Minimalist and a Life Enthusiast!
Neeraj is a passionate person with a never say die attitude. After freeing himself from his debts, he wanted to share his experience,that’s how his book Zero Debts – Break the Debt Cycle and Re-Claim Your Life was born.After becoming debt-free, he quit his full-time job to become a part-time IT Consultant. Neeraj lives in a rented house with his wife and daughters; his parents, elder brother and family living next door. He follows minimalism (has limited pairs of clothes and stuff – donated the rest) and likes to keep things simple.He is vegetarian, likes to eat healthy food and exercise to keep himself fit. When he is not working, he likes to spend time with family & friends, reading books, traveling and for community services.Neeraj is a Trader (stock market) as well, his newfound love and passion.
Disclosure: I received a complimentary copy of the book.The review opinions are strictly mine and are in no way influenced.
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